A City Kid Who Wants to Live Off Dividends
A few years ago, investment was considered the business of the wealthy. But now, in the hands of the city kids of a new generation, investment actually becomeslifestyle statementA symbol of financial independence and a long-term vision.
From stocks, mutual funds, to retail government bonds, many urban young people are starting to have a new dream of living off dividends, not from a salary.
From hanging out to talking about portfolios.
Back then, hanging out at cafés was only about talking about movies or work; now the conversation can change: “At what price did you buy that bank’s stock?” “I just got a pretty decent dividend this month.”
Children in big cities such as Jakarta, Surabaya, and Bandung are now increasingly aware that hard work alone is not enough. They want money too.work backwardsAnd with investment apps that are easily accessible, ranging from Bibit, Stockbit, to Bareksa, becoming a small investor is no longer an exclusive thing.
Mini-Investor, Big Mindset
They are called.mini-investor, because its capital is not large. But what makes it different is mindsetNot only seeking quick cash, but planning the future.
For example:
- Setting aside 10% of your salary each month to buy blue-chip stocks.
- Investing in money market mutual funds for emergency funds.
- Buy SBR, Retail Securities, for medium-term savings.
And what's interesting is that many of them are not from an economics major, but from the creative world, startups, and freelancers.
Salary Dividend from Diligence
Dividends have become a new buzzword among urban circles. Every time the 'incoming dividend' notification appears, it feels like getting a bonus without having to work overtime. That's its appeal.passive incomethat grows from discipline and patience.
Several young investment communities in big cities are now actively educating people about strategies for living off dividends. It's not about quitting work, but creating a more independent personal financial system. Because, who says today's generation is only consumerist?
From Shares to Sustainability
Interestingly, the new generation of mini-investors not only care about profits, but also the value of the companies they support. They choose stocks with ethical considerations such as renewable energy companies, environmentally friendly digital banks, or local brands with social impact. Investing has also become part of a sustainable lifestyle.
Dream of living on dividends
Many city kids nowadays have a dream: 'At age 35, I want to have a portfolio that's enough to cover my monthly living expenses from dividends.'
This is not just an empty dream. With small and consistent habits, this new financial lifestyle is truly possible. Because in the fast-paced urban world, mini-investors learn one important thing.slow money beats fast spending.
A mini-investor is not about big capital, but big intention. They create a new trend in big cities from a consumerist culture to a productive culture. Investment nowadays is not only a financial matter, but a part of identity.I'm not just working for money; money also works for me.
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